Credit Repair

Our Services

We are highly trained to deliver a ProActive Credit Repair Process.

  • 24/7 online customer portal
  • 100% Satisfaction Warranty
  • Monthly dispute service
  • Collection Harassment Analysis
  • Analysis and review of client file status
  • Receiving and processing manual updates
  • Respond to, receive and or initiating correspondence via telephone, email, facsimile or physical mail
  • Review clients credit report updates to determine next step
  • Create strategic plan to assist clients in meeting their goals
  • Create dispute letters
  • Assist with budget questions
  • Assist with credit questions
  • Provide ongoing credit education per website and emails
  • Provide ongoing budget advice and counseling per customer request
  • Online Customer Support (*Start Chatting NOW)

Is Credit Repair Legal?

Sovereign Credit Repair Counseling will operate within the regulations of CROA (Credit Repair Organizations ACT) and FCRA (Fair Credit Reporting ACT). We won’t charge you for services we haven’t yet completed. We’ll let you know about your rights to obtain a credit report and dispute inaccurate information on your own.

You’ll receive a copy of your contract before you agree to the services. You’ll be allowed to cancel your contract three days after signing it if you change your mind. Shana Jay Credit Repair won’t do things as prohibited by the CROA.

This includes asking you to create a new identity, lying about the legal credit repair services they can provide, and asking you to waive your CROA rights. A company that does any of these things doesn’t provide legal credit repair.

Increase Your FICO Score

To work with your debt to income ratio (DTI), we can suggest products that can boost your credit score. Contact US for more information.

Who is Sovereign Credit Repair Counseling?

Sovereign Credit Repair Counseling is a national credit restoration company that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading and or unverifiable data on consumer credit reports.

What We Do

We understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help you. We work with you, the credit bureaus and your creditors to help you attain the highest best credit possible…and give you the knowledge to keep it that way.

Over the years we have delivered unlimited disputes per round to the credit reporting agencies or creditors. We helped many correcting their credit files and increasing their FICO scores.

Our expertise in dispute services has allowed us to bring better results to each and every single one of our clients.

We understand that good credit is more than a goal. When you choose Shana Jay Credit Repair, you are choosing a better future. Let our time of experience work for you. It’s never too late to make a positive change.

Our competitive fee structure varies upon the complexity of your individual needs. Please, contact us (816) 665-5711 or CLICK HERE to discuss how we can best serve you.